1200 N University Dr Mail Slot 4963
Pine Bluff, AR 71601

Tel: +870-534-1990

Rates

Share/Savings Accounts
All Accounts Div. Rate APY *
    APY = Annual Percentage Yield
Club Accounts

Christmas Savings Div. Rate .25 APY *
    Rate may change after account is opened
Share Accounts

Regular Shares Div. Rate .25 APY *
    $15 Minimum  $99999 Maximum Rate may change. Fees may reduce earnings.
Regular Div. Rate APY *
    Rate may change after account is opened
Share Certificate Accounts

12 Month Share Certificate .25 Div. Rate .25 APY *
    $1000 Minimum  $99999 Maximum Penalty for early withdrawal;
6 Month Share Certificate .15 Div. Rate .15 APY *
    $1000 Minimum  $99999 Maximum Early withdrawal penalty :
All certificates Div. Rate APY *
    Rates are accurate as of 03/31/2013
Loan Accounts
Unsecured Loans (Signature)

Personal 8.00% APR 48 months
  $200 Minimum  $6000 Maximum Rate depends on Credit rating
Personal 9.00% APR 48 months
  $200 Minimum  $5000 Maximum Rate depends on credit rating
Personal 10.00% APR 48 months
  $200 Minimum  $4000 Maximum Rate depends on credit rating
Personal 11.00% APR 42 Months
  $200 Minimum  $3000 Maximum Rate depends on credit rating
Personal 13.00% APR 42 months
  $200 Minimum  $2000 Maximum Rate depends on credit rating
Personal 14.00% APR 36 months
  $200 Minimum  $1500 Maximum Rate depends on credit rating
Share-Secured Loans

Personal Loan 5.00% APR 72 Months
  100% of available shares
Vehicle Loans

New Auto Loan 1.99-14.40% APR 72 Months
  90% of MSRP Rate depends on credit rating